Tailored financial products for individuals and businesses. Transparent terms, competitive rates, and decisions you can rely on.
ASOKA INVESTMENT offers some of Singapore's most competitive motor finance rates, starting from 1.88% p.a. for new vehicles. Whether you are purchasing a family sedan, an electric vehicle, a premium marque, or a commercial van, our motor finance packages are structured to fit your monthly budget without compromise.
We work directly with authorised dealers, parallel importers, and used car platforms, making us a genuine one-stop finance solution. Loan tenures of 1 to 7 years are available, with balloon payment options for those seeking lower monthly commitments. Applications are assessed within hours — not days.
Eligibility: Singapore citizens, PRs, and Employment Pass holders aged 21 and above. Minimum monthly income applies. All vehicle types including Category A, B, and commercial.
Life rarely follows a schedule. Whether you face an unexpected medical expense, need to fund a home renovation, support a family member's education, or simply bridge a short-term cash flow gap, ASOKA INVESTMENT's personal credit facilities offer flexible, dignified solutions.
Credit limits are set based on your income profile and repayment capacity. Tenures range from 6 months to 5 years. We offer both term loans with fixed monthly instalments and revolving credit lines for ongoing flexibility.
Clients who own tangible assets — vehicles, investment properties, or business equipment — can unlock their value through our asset-backed credit facilities. By providing security, borrowers typically access higher loan amounts and more favourable interest rates than unsecured alternatives.
Valuation is conducted swiftly by our panel of assessors. The process is discreet, and assets remain in your use throughout the loan period unless otherwise agreed.
Singapore's SME sector requires agile financial partners. ASOKA INVESTMENT provides working capital credit lines, trade finance bridges, and equipment financing for businesses at all stages. We understand that opportunity does not wait for bank committees, and our commercial credit assessments reflect that reality.
Business credit lines from S$10,000 to S$500,000 are available. We assess businesses based on trading history, cashflow, and director profiles. New businesses with strong fundamentals are also considered.
Managing multiple credit obligations is stressful and often expensive. Our debt consolidation plans merge your existing credit card balances, personal loans, and other facilities into one structured repayment at a single, typically lower, interest rate. Clients commonly reduce monthly outgoings by 20–35%.
Our advisors will conduct a no-obligation review of your current obligations, model several consolidation scenarios, and present the option that best serves your medium-term financial health.
Before committing to any financing, understanding your credit profile is essential. Our credit advisory service provides an honest assessment of your current standing, identifies steps to improve your borrowing power, and maps out a financing roadmap aligned with your personal and financial goals.
This service is available independently or as a preparatory step before applying for any ASOKA INVESTMENT product. Sessions are conducted confidentially at our Serangoon North office or by phone.